charging clauses

Charging clauses in guarantees

14 Feb 2020

Often when a business owner signs a credit application for their business, they don’t know that they are signing a personal guarantee let alone a guarantee, which has a charging clause. However, the risks and impacts of guarantees with charging clauses can be significant.

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bankruptcy assets

What assets can you keep in bankruptcy?

04 Feb 2020

If you become bankrupt, your bankruptcy trustee will be able to sell some of your assets. But there are various assets which are protected and which your trustee cannot sell. So, what assets can and can’t be sold?

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